Answer: Absolutely, this is what I do!
Answer: Yes, we have several excellent options to help you save money.
Answer: Yes, we offer 20 and 15 year terms in addition to the standard 30 year VA loans... also ask me about the bi-weekly program to shorten your term as well.
Answer: Yes, we can close loans anywhere in Colorado with no problem.
Answer: No you do not. You can change your mind and decide who you want to close your loan. Transferring your loan is an easy process.
Answer: Great question! Interest rates change every day (sometimes every hour) so the day we sign your application we will lock in your loan and give you a rate lock confirmation in WRITING. To find out about today's rates, click here or call me at 303-809-7769.
Answer: Absolutely, call me directly at 303-809-7769.
Answer: We will order an appraisal which will be completed by a licensed, certified VA appraiser in your area.
Answer: This is set by the VA and currently in Colorado they have set the price at $750.
Answer: Unfortunately due to recent changes in the mortgage market you will need to pay for the appraisal at the time of the inspection via check or credit card.
Answer: ZERO. That's right, I do not charge you for your credit report, rate lock in fee, application fee or any other upfront charges. Other than your appraisal you will have no costs that you will pay out of your pocket.
Answer: I will have your initial approval within 1 hour of taking your application and we will have your loan closed within 2 weeks.
Answer: No problem!
Answer: No problem, unfortunately this is a very common problem that I hear.
Answer: Call me today! 303-809-7769
Answer: Ask him/her to email a copy of your purchase contract to me at jmassey@castlecookemortgage.com and I will give him/her a call to coordinate.
Answer: No, there is no mortgage insurance required on VA loans. This is one of the many reasons that makes VA loans so beneficial to homeowners.
Answer: This is the fee charged by the VA to allow you access to this loan program. This nominal charge will vary depending on many factors and will be included in the loan so that you are not paying it out of your pocket.
Answer: Yes! You may qualify to have the VA funding fee waived and you may also qualify to have your Colorado Real Estate Taxes waived. Click on the Colorado Veterans Benefits page for more details.
Answer: Absolutely! Please call me at 303-809-7769 any time.
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"To Whom It May Concern:
I am attaching an E-mail which I sent to Joe Massey, a very good representative of Castle & Cooke Mortgage, LLC. I believe that this one E-mail speaks volumes for not only Joe Massey, but also for the integrity, compassion, and sense of caring which Castle & Cooke Mortgage, LLC themselves hold as a CORE VALUE towards all their customers. It also shows the kind of "Old Fashioned Values" held by Castle & Cooke Mortgage, LLC which is a rare thing to see now a days .
I sincerely want to thank Joe Massey and Castle & Cooke Mortgage, LLC for all the help in these very difficult times during this current recession. I do not know many people or many companies who think of the welfare of the customer over putting an extra dollar into their pockets. This is the kind of "Old Fashioned Values" which I am talking about that I feel is part of both Joe Massey and Castle & Cooke Mortgage, LLC. I asure you that this will not go unnoticed. I sincerely Believe what one does for another person they will receive back 10 fold in return."
Sincerely,
Gregory V.
Retired US Air Force - 100% DAV Service Connected
“I talked to at least sixty different lenders. Joe is the only one who could put a deal together for me!”
- Victor A., Denver, CO
“What seemed like something impossible, you have made a reality for us. The weight that has been lifted off our shoulders by getting out from under all that debt is unbelievable! We are looking forward to our first stress free holiday season in many years.”
- Lori H., Grand Junction, CO
“I can never put into words how grateful I am for all that you have done for me. The simple words “thank you” seem so inadequate for what I want to say to you…. I owe my future success to you and for that, there are not enough thanks in the world!”
- Jessica G., Littleton, CO
“Joe worked with me very well and informed me on time if there were any problems!!!”
- Royce B., Thornton, CO
“Joe is the greatest!”
- Tim B., Denver, CO
“Great!!!”
- Rob H., Avon, CO
Joe made it very easy for a first time home buyer. Joe is a delight to work with! He is very professional, thorough and extremely knowledgeable!
- Marie N., Denver, CO
Cell: 303-809-7769
Email: jmassey@castlecookemortgage.com
2755 S Locust St #120 Denver, CO 80222
Licensed in Colorado
License #100017422 | NMLS #7538
Licensed by the Division of Real Estate
To check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm.
Notice: loansbyjoemassey.com is a privately owned and maintained website by Joseph Massey that specializes in home mortgages and is not affiliated with any government agency.
"In accordance with Section 326 of the USA PATRIOT Act of 2000 your mortgage company is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act".
"Please note that the information above is not intended to be any decision of, or commitment to, any loan type or amount of loan for which one may qualify with any financial institution. The information is not intended to extend any legal, tax or financial advice. The accuracy of the information contained in this advertisement is not guaranteed. Please consult a loan professional to learn more about your eligibility for and availability of a particular loan product"